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It's not just a strategy. It's personal.

The financial landscape is vast and ever growing. With hundreds of companies and available products designed to help millions of people, status quo is no longer sufficient. No two clients have the same concerns, and no two clients should have the same, cookie-cutter financial strategy.

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Our Firm

Our Firm

As an independent firm, we are committed to offering complete objectivity and unbiased advice.

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Our Approach

Our Approach

We strive to build long-lasting relationships with our clients, offering education and guidance.

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Our Services

Our Services

We offer a full range of investment and financial services and have access to a wide array of solutions.

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Discover Smarter Investing

Our data-backed approach helps you prepare for retirement at any age. How do you compare?

$249,285

The recommended savings for a 35-year-old with an annual income of $150,000.

$701,861

The recommended savings for a 45-year-old with an annual income of $150,000.

$1,671,160

The recommended savings for a 55-year-old with an annual income of $150,000.

$3,750,000

The recommended savings for a 65-year-old with an annual income of $150,000.

Source: iShares by BlackRock, 2024

Meet Our Team

Douglas Howes

Douglas Howes

President & Wealth Advisor

dhowes@SapphireWealthLLC.com

Cheryl Howes

Cheryl Howes

Director of Operations

chowes@SapphireWealthLLC.com

Andrew Petralia

Andrew Petralia

Wealth Advisor

apetralia@SapphireWealthLLC.com

Kate Wagner

Kate Wagner

Client Service Associate

kwagner@SapphireWealthLLC.com

Susan MacDonald

Susan MacDonald

Client Service Associate

smacdonald@SapphireWealthLLC.com

Heidi DeMayo

Heidi DeMayo

Administrative Assistant

hdemayo@SapphireWealthLLC.com

Helpful content

Curated articles, videos, and more for a financially savvier you.

Grantor Retained Annuity Trusts (GRATs)

Grantor Retained Annuity Trusts (GRATs)

Explaining Grantor Retained Annuity Trusts (GRATs) and their benefit to estate strategy.
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Forecast

Forecast

This short video helps explain why markets can be as unpredictable as the weather.
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Choose Your Own Retirement Adventure

Choose Your Own Retirement Adventure

Retirement is one of the greatest adventures you’ll have. Which retirement adventure will you choose?
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